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The true cost of living isn’t one bill — it’s all of them.

Moving to a Life Plan community may seem expensive. But the real cost of living isn’t just your mortgage or rent. It’s the dozens of monthly expenses that quietly add up. Those expenses can fluctuate dramatically based on residence size (one or two-bedroom), your utilities, how much you spend on food, groceries, dining out, entertainment, transportation, and home upkeep.

That’s why understanding the full picture matters — and why the Compare-the-Cost Calculator exists. It’s designed to answer the question families ask most: “How much is life costing me right now, and how much would it cost to live here?”

At MonteCedro, your monthly rate brings many of those separate bills together into one predictable amount.

These are also key reasons why rates differ across communities, including residence size and the specific amenities offered at each location, especially dining plans.

The Compare-the-Cost Calculator makes all this transparent. Enter your monthly expenses (including groceries and dining out), select your residence type, and you’ll see a clear side-by-side comparison of:

  • Your current monthly living costs
  • Average living costs in your area
  • The all-inclusive monthly rate at ECS

Most families are surprised to discover that the combined cost of staying in their current home is often equal to or even higher than living in a Life Plan Community.

Ready to see how your numbers
stack up?

Start Here:
Select Your Future Residence Type
Monthly Expense
Included at
MonteCedro
Local
Avg Cost
Your Current
Living Cost

Monthly Expense

How much do you currently pay monthly for your mortgage or rent?

Rates vary based on
home size

Local Avg Cost

$2,875

Your Current
Living Cost

$

Monthly Expense

How much do you pay for property tax?

Covered by your
monthly fee

Local Avg Cost

$1,000

Your Current
Living Cost

$

Monthly Expense

How much do you pay monthly for homeowner’s insurance?

Covered by your
monthly fee

Local Avg Cost

$400

Your Current
Living Cost

$

Monthly Expense

How much do you pay monthly for your homeowner’s association fee?

Covered by your
monthly fee

Local Avg Cost

$500

Your Current
Living Cost

$

Monthly Expense

How much do you spend on major home repairs?

Maintenance staff assist with all repairs
No waiting on contractors. No surprise projects. No weekend trips to the hardware store.

Local Avg Cost

$1,000

Your Current
Living Cost

$

Monthly Expense

What is your monthly utility cost?

Electricity, water, and gas included

Local Avg Cost

$578

Your Current
Living Cost

$

Monthly Expense

What is your monthly housekeeping cost?

Regular housekeeping is provided
Onsite cleaning services free you to do things you actually enjoy.

Local Avg Cost

$800

Your Current
Living Cost

$

Monthly Expense

How much do you spend each month on home and property maintenance?

Home maintenance is handled for you

Local Avg Cost

$1,075

Your Current
Living Cost

$

Monthly Expense

How much do you spend on dining out each month?

Average of 20 meals/month
Choose from flexible dining options that fit your tastes and schedule.

Local Avg Cost

$1,500

Your Current
Living Cost

$

Monthly Expense

How much do you spend on recreation and entertainment each month?

Included with
Creative Living
Through Creative Living, experience everything from choir and painting to NASCAR and skydiving.

Local Avg Cost

$450

Your Current
Living Cost

$

Monthly Expense

How much do you spend on 24-hour security and/or emergency services per month?

24/7 security and emergency response included

Local Avg Cost

$450

Your Current
Living Cost

$

Monthly Expense

How much do you spend on your health club membership?

Health club and personal training included
Wellness support is built in, with access to on-site health resources.

Local Avg Cost

$120

Your Current
Living Cost

$

Monthly Expense

How much do you typically spend on caregiver services per month?

Access a broad spectrum of care and tailored services
Care is customized for your preferences and level of independence.

Local Avg Cost

$1500

Your Current
Living Cost:

$

Your current living cost:

$0

Local average living cost:

$11,748

Living at MonteCedro:

$5,280*

Starting rate with entrance fee contract

Your Results

Compare the results of your current living costs to the all inclusive monthly cost of living at MonteCedro.

Print Your Results

Living at MonteCedro:

$5,280*

Starting rate with entrance fee contract

Local average living cost:

$11,748

Your current living cost:

$0

*For estimating purposes only. Monthly starting rate $5,280 with entrance fee contract, dependent upon residence size, dining package, and community. Additional care and services extra. Use the “What’s Included” tooltips to view everything covered in the monthly cost.
Smiling people with tablet

Let’s explore the details together.

Contact us to discuss how worry-free living at MonteCedro might be the best financial calculation of all.

MonteCedro


2212 El Molino Ave

Altadena, CA 91001

(877) 369-6650

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